Steven asks…With a student loan how much of an effect does a co-signer have?I have bad credit. But the cosigner has perfect credit. And when i say perfect credit I mean he is rich and has perfect established credit for over 15 yearsdude17111 answers:If you have applied for Federal Student Loans (you must first fill out the FAFSA to get these) you should not be asked for a co-signer.
If you are applying for Private Student Loans a cosigner with excellent credit will have a positive effect on
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